CHANGES

So...many of family and some very close friends know about the changes going on in our lives, but now it's time to get it off my chest and let everyone know. I hate that the same thing is happening to other families, but doesn't make me feel so alone. Raymon was without a job for almost 3 months and even though he now has found a GREAT job is does pay quite a bit less and this was the job that payed the closest to what he was getting payed. I of course am not working as much b/c it has been really hard on me and Madison to be away from one another. After using all our savings, cashing out our 401K, and borrowing from parents we tried to make things work. That totally helped us for a month or two, but now after crunching the numbers we do not make enough money to pay our bills every month. So, at first we thought we would just foreclose on our house, but after thinking we were going to mess up our credit we figured we might as well file bankruptcy and have all our debt erased and start from scratch. Now we are moving into our great friends basement. They have an in-law suite in their basement, so we will have our own bedroom, bathroom, living room and small kitchen. Madison's crib will have to go in the living room, but we will make it work. We are going to stay there for hopefully only a year and a half and save up some money(we have to pay back our parents before we start saving). There is part of this that TOTALLY sucks because we are giving up our house, our credit is going to suck for awhile and we are moving to a new area. But I am really thinking that this is a blessing in disguise. We have just decided that having our beautiful daughter has changed everything for us. We could both work our asses off, never see each other or our daughter and make ends barely meet, but we do not want that. We want to see her grow up and not miss anything. I think this is all God's will!!!! We are learning to live without credit cards and on very little. We can save up some good money, and have a good down payment for our next house since our credit will be terrible. I think this whole thing has taught us that we don't have to have lots of THINGS, just having each other is what matters. We have each other, a beautiful baby girl, a great family, good friends and a wonderful church family. That's all that matters :) It anyone else is going through a hard time just pray about it and God will help you figure out what's best for you!!! And remember you are not the only ones!!!